While in other parts of the country, BOP stands for Bureau of Federal Prisons, here it stands for "Business Owner's Policies," and ironically, it can keep you out of prison.

If you're the owner and operator of a small or mid-sized business, you're going to want to take a look into BOP's. There are two types - 'special' and standard. These packages are designed to protect property and certain liability risks combined into one policy. They're often purchased by small and mid-sized businesses facing the same kind and the same 'degree' or risk. Business Interruption Insurance protects the loss of income associated with catastrophes, such as fires. It can further include the additional incurred expenses of operating from temporary, remote locations.

BOP's do not, however, cover professional liability, auto-coverage, health/disability, or worker's compensation insurance. 

BOP's are one of the areas of Insurance many clients find difficult to navigate, but at Cardinal Alliance, it's our priority to explain everything to you in terms you can understand. 

Contact us at any time.

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